A.M. Best Rating of A+ or Better
An important factor in buying a warranty is to deal with a reputable warranty company. The most reputable warranty companies are underwritten by "A+" or "A++" rated insurance companies as rated by A.M. Best Company, Standard and Poor and Moodys. These companies have greater financial strength and better claims payment record than those companies with lower ratings. Be very careful in buying an extended warranty from a business that has a lower rating or will not disclose the rating of the company that actually backs the policy.

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